SCOPE OF FINANCIAL PLANNING

Financial planning covers all areas of your financial needs and results in the achievement of each of your goals. The scope of planning would usually include the following:

  • Risk Management and Insurance Planning
    Managing risks through sound risk management and insurance techniques
  • Investment and Planning Issues 
    Planning, creating and managing capital accumulation to generate future capital and cash flows for reinvestment and spending
  • Retirement Planning 
    Planning to ensure financial independence at retirement
  • Tax Planning 
    Planning for the reduction of tax liabilities and the freeing-up of cash flows for other purposes
  • Estate Planning 
    Planning for the creation, accumulation, conservation and distribution of assets
  • Cash Flow and Liability Management
    Maintaining and enhancing personal cash flows through debt and lifestyle management
  • Relationship Management
    Moving beyond pure product selling to understand and service the core needs of the client